- Payer allowed
- $94.96
- Contract-calculated allowable
- $124.48
- Potential contract variance
- $29.52
Why. Curative agreement (2026), E&M rule: 115% of the Medicare allowable ($108.24), locality 31, lesser of billed charges. Evidence: claim, ERA 2026-09-02, Exhibit A §1.2, fee-schedule rate. See it in the demo →